Debt Defense and Debt Settlement
Fairview Law is a Charlotte, North Carolina debt settlement law firm. Our North Carolina attorneys work with businesses and individuals to settle accounts, sometimes for pennies on the dollar, and resolve collection issues favorably.
Everyone knows that debts are often settled for less than the full amount.
For a business, many factors come into play, such as the actual account balance, problems that arose in connection with the debt, or your ability to pay. If a creditor wants to get paid, rather than face resistance and potentially never see a dime, settlement is usually the best option.
For individual debts, there may be violations of consumer protection laws, such as the Fair Debt Collection Practices Act, the North Carolina Debt Collection Practices Act, usury, or other lending liability.
Fairview Law can help you or your business settle your individual or business debts. Whether it is a credit card, line of credit, vendor account, bill for services, or other account, we can help.
Our approach is to find all any available legal arguments that may offset the amount, and to negotiate from a position of strength. In many cases we have reduced balances to fractions of the amount due, or even obtained settlements where the credit agreed to walk away with nothing.
Some of the companies we have settled debts with include:
- Capital One
- American Express
- Bank of America
- Wells Fargo
- Midland Funding
- Midland Credit Management
- LVNV Funding
- Resurgent Capital
- CACH, LLC
- Cavalry SPV and Cavalry Portfolio Services
- Asset Acceptance
- IC System
- As well as many other credit card companies, debt collectors, and debt buyers.
If you are trying to settle a debt, contact Fairview Law to see if we can help.